|Free Help with Foreclosure Cases for Homeowners in Cook County||
Last updated: July 2010
The Circuit Court of Cook County Mortgage Foreclosure Mediation Program is a free service offered by the Circuit Court of Cook County in partnership with several state and local organizations to help Cook County homeowners who are facing possible foreclosure.
The Mediation program was created to help homeowners learn about the foreclosure process, explore their options, and possibly work out an agreement with their mortgage lender.
Depending on your situation, the Mediation Program can provide several types of free assistance. Available services include:
Mediation is a voluntary process in which you and the other side try to work with an impartial person, called a mediator, to come to an agreement about how to solve your dispute. As part of the Mediation Program, mediators will work with homeowners and their mortgage lenders to try to reach an agreement about their mortgage that makes sense and seems fair to both sides.
To get free help through the Mediation Program, you must:
If you have received a foreclosure summons, your first step is to call the toll-free help line and schedule a free meeting with a housing counselor. A foreclosure summons are court papers that tell you that your mortgage lender has filed a lawsuit against you for not paying your mortgage and you need to come to court. The toll-free help line is 877-895-2444; or for TDD contact 312-836-5222.
To best help you, the housing counselor will need you to bring certain information to your meeting. To help you prepare for your meeting, use this document checklist.
To learn more about the Mediation Program, visit the Circuit Court of Cook County Mortgage Foreclosure Mediation Program website.
For more information about other services available to homeowners facing foreclosing in the Chicago metropolitan area visit the Regional Home Ownership Preservation Initiative's website.
You can also find more information on mortgage foreclosure in the "Related Articles" section.
For a list of organizations in your area that may be able to help you, enter your zip code.
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