Note: President Trump recently signed an executive order that explained that he wants to repeal Obamacare. So far, there is no change in the law. However, we are watching this issue and will update our content if the law changes. For up-to-date information, visit the Health and Disability Advocates website.
Health insurance is a way for people to pay for medical costs by paying a monthly amount to a company that then pays the doctor or hospital for the care. The money the person pays each month is called a premium. The person might also have to pay the hospital or doctor when they get services. This is called a deductible.
Since Congress passed Obamacare, also known as the Patient Protection and Affordable Care Act, people who don’t have health insurance have to pay a penalty when they file their taxes. However, there are websites available to help you find affordable health insurance so that you can avoid paying this penalty.
Get Covered Illinois
This website is the official health insurance marketplace for Illinois. On this site you can see all of the options that are out there for you to buy health insurance. Some plans are very basic and only cover a few things, so they have low premiums but high deductibles. Others cover many more services, so they have high premiums but low deductibles.
Beginning January 1, 2018, there will be a new law about getting insurance if you have a pre-existing condition. A pre-existing condition is a medical problem that started before you choose an insurance plan. Insurance companies will not be able to deny you coverage if you have a pre-existing condition.
This is the official government website for Obamacare. This website has a lot of helpful information about the law and how it impacts health care in America. However, it does not have any information specific to Illinois.
Updated: January 2017