A creditor must first send you and your employer a Notice of Intent to Assign Wages by registered or certified mail before taking your wages. The notice should tell you that the creditor will demand part of your wages from your employer 20 days from the date you receive the notice.
The notice should also tell you that, if you have a legal defense to the wage assignment, you can stop the wage assignment.
If a creditor does not follow these rules, you might be able to sue them in court. If you feel that the creditor did not follow any of the above rules, or you believe that you have a good reason as to why you do not owe the creditor money, you should talk with a lawyer.
Updated: August 2017