Permanent total disability (PTD) is either:
- The permanent and complete loss of use of both hands, both arms, both feet, both legs, both eyes, or any two such parts, like one leg and one arm; or
- A complete disability that renders the employee permanently unable to do any kind of work for which there is a reasonably stable job market.
An employee who is found to be permanently and totally disabled is entitled to a weekly benefit equal to two-thirds (66.67%) of their average weekly wage, subject to minimum and maximum limits, for life.
Updated: August 2017