You choose your own medical provider
Your choice of provider will be limited to a selected network of providers if your employer has joined what is called a Preferred Provider Program (PPP). If there is a PPP, you have a choice of any 2 physicians who are part of your employer's PPP network.
If your employer does not have a PPP, then you can choose to go to any medical provider. You can also choose another provider for a second opinion. You may go to any provider that either of your 2 choices refers you to.
If you choose a third doctor without your employer's approval, the employer is usually not required to pay.
First aid and emergency care does not count as one of your 2 choices.
You may be evaluated by your employer's own medical provider
Your employer may have you get a full exam by a doctor they choose. Your employer must give you money to cover the cost of the exam. This includes travel expenses, meals, lost wages, and other expenses.
The exam must be at a reasonable time and place. You must let the employer’s doctor examine you, but you do not have to accept any treatment from them.
The doctor must give you and your employer the same report of the exam as soon as possible. It must be at least 48 hours before an arbitration hearing. You may also ask for a copy of all relevant medical records in your employer's possession.
Updated: June 2017