Your employer pays the cost of workers’ compensation. Your employer cannot charge you for any part of the worker's compensation insurance premium or benefit.
Most employers are required to buy workers' compensation insurance. The insurance company then pays you the benefits.
The state allows some employers to self-insure. This means the employer pays your workers' compensation benefits instead of the insurance company.
To find out who pays your benefits:
- Check your employer's workplace notice, which must be posted in the workplace
- Visit the IWCC website
- Contact the Commission's Insurance Compliance Division toll-free at (866) 352-3033
Updated: June 2017