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Date: 10/03/2025

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Money & Debt

Banking and financial wellness
Can I open a bank account if I am an immigrant?
Learn about how you can open a bank account as an immigrant.
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Dealing with hospital bills
Learn what a hospital can do to collect a bill and the rights you have as a patient.
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Can't I cancel a contract within 3 days?
Describes how a contract may or may not be canceled depending on the type of contract, like door-to-door sales or loans.
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Dealing with medical debt
Explains medical debt and options to lower the cost of care.
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Trouble paying bills basics
How to manage bills, from prioritizing debts to finding useful resources.
Guide
Dealing with identity theft basics
Understand what you can do if your identity is used illegally and, if you are sued, why you must respond to the lawsuit.
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Can the bank pay a post-dated check before the check's date?
Covers the risks of writing post-dated checks.
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What happens if my bad check causes a check to bounce?
Information on liability and bank fees for bad checks.
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What is the difference between a cashier’s check and a money order?
Learn about the differences between a cashier's check and a money order.
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Stopping automatic withdrawals from a bank account
If someone is making unauthorized automatic withdrawals from your bank, tell your bank to stop. If they won't, close your account, and complain to the FDIC.
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What is a joint account and should I open one?
Learn more about what a joint account is and things to keep in mind about getting one.
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Identity theft affidavit
Fill out this affidavit to send to creditors, banks, or companies that provided the thief with unauthorized credit, goods, or services.
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First time opening a bank account
Learn about how to set up a bank account and some things you should keep in mind.
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I can't pay my federal income taxes
Understand your options when you are unable to pay federal income taxes.
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Identity theft affidavit - Credit card and debt buyer cases
File this form in a collection lawsuit to explain to the judge that the debt you're being sued about was from identity theft.
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How to prevent fraud
Read up on some tips for how you can prevent fraud.
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What are overdraft fees?
Learn about what overdraft fees are, what they mean, and how to avoid them.
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© 2025 Illinois Legal Aid Online. 
All rights reserved.
 
ILAO is a registered 501(c)(3) nonprofit organization. ILAO's tax identification number is 20-2917133.