Money & Debt

An overview of how to respond to debt collectors and your rights when dealing with them.

Important information about your options when negotiating a consumer debt, both before and after a lawsuit has been filed against you.

This Easy Form makes a letter to a debt collector. You can ask them for proof that you owe the debt, say you don’t owe the debt, or ask them to stop or limit contact. The letter can also explain if you are protected from collection under federal or Illinois law.