House & Apartment

The Illinois Housing Development Authority (IHDA) has released its grantee list for its Homeowner Assistance Fund Home Repair Program (HAFHR). HAFHR lets eligible homeowners get up to $60,000 for critical home repairs. You can find a list of the grantees on the IHDA website. If you're interested, check the list to see which grantee covers your area and find out when you can apply. Act fast and be persistent. Demand for this help is high and there is only a limited amount of money available.

To qualify:

• Your household income has to be at or below a certain level. Contact a grantee to find out what that level is.
• You must certify a financial hardship after January 21, 2020, related to the COVID-19 pandemic.
• You must own and occupy your home.
• If you already received HAF housing assistance, you are not eligible to apply.

Eligible repairs will maintain the habitability of a home and prevent homeowner displacement.

For more information please visit the IHDA HAFHR website and contact the grantee in your area.

Check out these other programs to see if you can receive additional assistance:

• The Home Repair and Accessibility Program (HRAP) helps low-income homeowners. The HRAP helps them pay for important health and safety repairs and improvements to make their home easier to use. People who qualify get up to $45,000 to help with these repairs and updates. Homeowners can get help through a 5- or 3-year loan. They don't have to pay the loan back if they meet the terms. To apply, check the HRAP grantee list and get in touch with the organization near you. Be aware that, as of January 2024, some organizations are not accepting new applications.
• The Home Accessibility Program (HAP) gives up to $25,000 to help older people and those with disabilities fix and improve their homes so they are safer and easier to use.
• The USDA’s Single Family Housing Repair Loans and Grants program helps people over 62 who live in rural areas. It offers loans to low-income homeowners to fix up their home or make them better. It also gives grant to older, very low-income homeowners to remove health and safety risks from their homes.