Money & Debt
Worried about doing this on your own? You may be able to get free legal help.
This Easy Form helps you make a letter that can tell a debt collector:
- To provide proof that you owe the debt,
- That you disagree with the debt,
- To stop contacting you, or only contact you in certain ways and times, and
- Your income and belongings are currently exempt from being collected, which means that they are protected by law. This is also called "collection proof."
This program will help you make your letter. It will ask questions for you to answer. At the end of the program, you will get a completed letter and instructions. You can save and print them, or the program can email them to you.
Form completion time: 10 minutes to 15 minutes
You will be able to save your work in the middle of the program.
The interview and forms are in English.
Can I use this program?
To use this program, you must have been contacted by a debt collector.
What do I need first?
To complete this program, you need to know:
- A debt collector's name and address,
- Your account number used by the debt collector, and
- Information about your income and property if you want us to help you figure out if you are currently collection proof. This includes public benefits or financial assistance, if you receive any.
What documents will this create?
The program prepares the following forms:
- Instructions
- Letter to the debt collector
Worried about doing this on your own? You may be able to get free legal help.
