House & Apartment
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Living in a residential community association basics
Some Illinois homes are part of property associations. These may be called:
- Condominium associations,
- Homeowner's associations (HOAs), or
- Common interest community associations (CICAs).
People become members of these associations by buying property. Associations can:
- Maintain common areas,
- Make rules about noise, renovations, parking, and pets,
- Decide whether owners can rent their property, and
- Limit how people decorate the outside of their homes.
When property is part of an association, owners must:
- Pay dues and special assessments, and
- Follow association rules.
The association may fine owners if they break rules.
When owners do not pay association bills on time:
- The association has a lien against the owner, and
- The association may try to evict the owner.
Last full review by a subject matter expert
October 24, 2025
Last revised by staff
October 24, 2025
Worried about doing this on your own? You may be able to get free legal help.