House & Apartment

Worried about doing this on your own?  You may be able to get free legal help.

Living in a residential community association basics

Some Illinois homes are part of property associations. These may be called:

  • Condominium associations,
  • Homeowner's associations (HOAs), or
  • Common interest community associations (CICAs).

People become members of these associations by buying property. Associations can:

  • Maintain common areas,
  • Make rules about noise, renovations, parking, and pets,
  • Decide whether owners can rent their property, and
  • Limit how people decorate the outside of their homes.

When property is part of an association, owners must:

  • Pay dues and special assessments, and
  • Follow association rules.

The association may fine owners if they break rules.

When owners do not pay association bills on time:

  • The association has a lien against the owner, and
  • The association may try to evict the owner.
Last full review by a subject matter expert
October 24, 2025
Last revised by staff
October 24, 2025

Worried about doing this on your own?  You may be able to get free legal help.