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https://www.illinoislegalaid.org/legal-information/respond-mortgage-foreclosure-complaint
Date: 09/08/2025

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Worried about doing this on your own?  You may be able to get free legal help.

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Respond to a mortgage foreclosure complaint Easy Form
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This Easy Form helps you tell the court and the other parties that you are participating in a foreclosure case. The Appearance and Answer forms explain whether you agree or disagree with what is said in the Mortgage Foreclosure Complaint.

The Easy Form does not e-file your forms. You can download the forms and e-filing instructions at the end of the program.

Learn more about responding to a mortgage foreclosure case.

This program will help you make your court forms. It will ask questions for you to answer. At the end of the program, you will get completed court forms and instructions. You can save and print them, or the program can email them to you.

Form completion time: 10 minutes to 20 minutes

You will not be able to save your work in the middle of the program.

This program will help you avoid mistakes when filling out the court forms. Your case could be delayed if there are errors on your forms. If you want to download a PDF version, visit the Illinois Courts Standardized State Forms website. Use Adobe Reader to fill in the PDF forms or print the forms to fill out by hand.

The interview and forms are in English.

Can I use this program?

To use this program, you must have been served with a Mortgage Foreclosure Complaint and Summons less than 30 days ago.

What do I need first?

To complete this program, you will need:

  • The Mortgage Foreclosure Complaint you received,
  • The Summons that lists the deadline for filing a written response,
  • Names and addresses of the other parties, and
  • Names and addresses of the other parties' lawyers.

What documents will this create?

This program prepares the following forms. The forms you get will depend on your answers.

  • How to Respond to a Mortgage Foreclosure Complaint
  • Mortgage Foreclosure Appearance and Answer
  • Additional Paragraphs for Mortgage Foreclosure Appearance and Answer
  • Additional Defenses for Mortgage Foreclosure Appearance and Answer
  • Additional Defendant Signatures, Names, and Addresses
  • Additional Proof of Delivery

Easy Form program opens in a new tab or window.

Start program
Mobile-friendly
Last full review by a subject matter expert
December 02, 2024
Last revised by staff
February 28, 2025

About our legal information

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Responding to a mortgage foreclosure case

Worried about doing this on your own?  You may be able to get free legal help.

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Learn more

Responding to a mortgage foreclosure case
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© 2025 Illinois Legal Aid Online. 
All rights reserved.
 
ILAO is a registered 501(c)(3) nonprofit organization. ILAO's tax identification number is 20-2917133.