Health & Benefits

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Unpaid medical bills and Medicaid

If you apply for Medicaid, you may be able to get help with unpaid medical bills. The unpaid bills must have been for medical services within three months of your applying to Medicaid. This is called retroactive Medicaid.

You must have been eligible for Medicaid when you got the medical services. This is true even if you are not eligible for Medicaid at the time of applying.

This may be available even if someone passed away before applying. The Illinois Department of Healthcare and Family Services will decide whether you qualify. They will look at your income, resources, and exemptions . They will look at the first day of each of the last three months that you received medical services that went unpaid.

The period may be longer than three months in certain cases related to social security appeals and redeterminations.

To apply, go to Illinois’ ABE website.

Last full review by a subject matter expert
December 12, 2024
Last revised by staff
December 13, 2024

Worried about doing this on your own?  You may be able to get free legal help.