Practice resources

These resources are written for legal professionals doing legal aid or pro bono work. If you do not have legal training, they may be difficult to understand. Visit resources from the main menu for legal information written and designed for the public. Note: IICLE resources are only available to legal aid employees.

Loans Resources
Car repossession manual
Advanced level content. This car repossession guide explains that when the repo man takes your car it is lawful only when the creditor has a valid security interest in the consumer's vehicle. This requires that the security interest is written in a retail installment contract or a financing…
Lawyer Manuals
Commercial real estate: Financing and transactional issues
A lawyer resource on commercial real estate transactions, including financing from both the borrower’s and lender’s perspectives, broker law, and sales contracts.
IICLE
Commercially reasonable resale
After a car is repossessed, the law requires that all aspects of the resale must be commercially reasonable. This means that the manner, method, time, place, and terms of the resale must all be reasonable by commonly accepted commercial practices. The creditor must use every reasonable means and…
Lawyer Manuals
Consumer protection law
Manual on the Consumer Fraud Act including unlawful practices, deceptive practices, and exemptions and inclusions. 2023 edition.
IICLE
Predatory mortgage lending
Manual for practitioners about predatory mortgage lending, including the Illinois Mortgage Foreclosure Law, predatory lending practices, legal remedies for mortgage abuses, and the liability of assignees and holders. 2022 Edition.
IICLE
Preventing a car from being repossessed
Steps you can take to avoid having your car repossessed, including trying to sell the car before it gets repossessed, but typically, the debt is more than the car is worth. No Illinois law prohibits the concealment of property under a lien so keeping a car in the garage would be ok.
Lawyer Manuals
Preventing a Repossession and Relief Available
Gives information about preventing a car repossession, and the relief available if the car is repossessed.
Lawyer Manuals
Real Estate Litigation
Information on real estate litigation including defenses to mortgage foreclosure and defenses to predatory lending. 2024 edition
IICLE
Resale of repossessed car
Gives information about the resale of a repossessed car.
Lawyer Manuals