Medicaid in Illinois is available to the following people:
- All low-income adults ages 19 to 64
- People over 65
- The disabled
- The blind
- Pregnant women
Each group has different income and asset rules.
Adults with income under 133% of the federal poverty level are eligible for Medicaid.
Children and pregnant women have higher income limits. Adults who are disabled, blind, or 65 or older and on Medicare have a different poverty level limit too. Their income must be below 100% of the federal poverty level. Some types of income are “exempt” and not counted.
Check with IDHS for the income and resource limits for your type of Medicaid. These income limits change each year. The changes depend on the federal poverty level.
To get Medicaid for blindness, disability, or age, your assets cannot exceed a certain amount.
Assets are separate from income. They often refer to your property, like cars and a house. Saving accounts are another type of asset.
The asset limits depend on a few factors. If you are single, your assets must be below $2,000. If you are living with a dependent child or spouse, it must be under $3,000, combined.
There are no asset limits for the following groups:
- Non-disabled adults
- Pregnant women
- People with a dependent child in their care.
If you are eligible for Medicaid because of blindness, disability, or age, you can get an "asset disregard." Asset disregards are applied depending on your status:
- If you are a single adult, up to $2,000 worth of your assets are not counted toward the limits;
- If you are an adult who lives with a dependent, up to $3,000 worth of your assets are not counted. Each additional dependent can add $50 to the limit.
To be eligible for Medicaid, you must be a U.S. citizen. Or, you must be within one of the qualified categories of non-citizens. This includes refugees and persons lawfully present in the U.S. for over five years. If you are not eligible for Medicaid, you may be eligible for emergency medical assistance. You must meet the financial eligibility criteria.
If you cannot get Medicaid because of your immigration status, you may be able to buy low-cost insurance. You can buy it with financial assistance through the GetCoveredIllinois Marketplace.
Medicaid eligibility by state
Each state in the US has different eligibility requirements. Senior Planning offers an interactive map showing Eligibility by state for Medicaid long-term care.
Updated: December 2016