 
 Money & Debt
 
   Bankruptcy 
Bankruptcy can help you get back on your feet if you have a lot of debt. But it's not for everyone. Learn more with these resources.
Understand the basics of bankruptcy, including how it works and what it can do for you.
Guide
Understand if you qualify for Chapter 7 or Chapter 13 bankruptcy.
Text article
Steps to file for Chapter 7 bankruptcy from taking a credit counseling course to filling out the forms you need. 
How-To
Explains Chapter 13 bankruptcy as an option of paying your debts instead of wiping them clean. 
Guide
A breakdown of each step of the bankruptcy process, with an explanation of what happens along the way.
Text article
A program to help you find out if bankruptcy can help with specific problems.
Link
Use these forms to file for bankruptcy, including Chapter 7 and Chapter 13 bankruptcy.
Form link
Steps to file for emergency bankruptcy from the forms you need to how much the process costs. 
How-To
Explains why you might want to file for an emergency bankruptcy. 
Text article
Understand the “Fresh Start” Chicago ticket program and how to use bankruptcy to get rid of tickets.
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Explains the difference between Chapter 13 and Chapter 7 bankruptcy. 
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Explains the different types of creditors in a bankruptcy and how property is given to creditors in Chapter 7 and Chapter 13 bankruptcy. 
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Describes how bankruptcy can and cannot affect your job.
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Steps to file for Chapter 13 bankruptcy from taking a credit counseling course to filling out Form 113 and other forms you need.
How-To
In order for Chapter 13 to be a success, you must have more income than when you fell into debt. 
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Understand which government benefits are protected when you file for bankruptcy. Includes the general rule and the exceptions to the rule. 
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Explains how to make a PACER account online and a list of information you can access from it.
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Explains the waiting period between filing for Chapter 7 and Chapter 13 bankruptcy. 
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Explains automatic stay, utility service and eviction under Chapter 13
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Attorney resource for business bankruptcy including rules, alternatives, and representing secured and unsecured creditors. 2022 edition.
IICLE
This lawyer manual discusses protecting assets from potential creditors including fraudulent transfers, onshore and offshore trusts, etc. 2022 edition.
IICLE
Attorney manual on filing consumer bankruptcy including bankruptcy code 707, redemption, reaffirmation, abandonment, and Chapter 7. 2022 edition.
IICLE
Manual on bankruptcy and collections law in Illinois. 2023 edition
IICLE
Defines consumer action and discusses relevant statutes in Illinois governing consumer actions. 2024 edition.
IICLE
Manual on mechanics liens including purpose, nature, origin, defenses against contractor's and subcontractor's, and more. 2023 edition
IICLE