Skip to main content
https://www.illinoislegalaid.org/legal-information/bankruptcy
Date: 10/31/2025

English ▼

English
Español

We open opportunities for justice.

User account menu

  • Contact
  • Log in
  • Sign up
Home
  • Mobile - Search Block

    Google custom search block

  • Get Legal Help
  • About Us
  • Resources
    • I am...
      • a senior (60 years or older)
      • an immigrant to the U.S.
      • someone with a family member who was in jail or prison
      • a member of the LGBTQIA+ community
      • a veteran, active duty military or have had military service
      • a youth or parent of a youth
      • a survivor of abuse or crime
      • homeless or at risk of homelessness
      • living with a disability
      • living with HIV/AIDS
      • a non-profit organization or small business
    • Family & Safety
    • House & Apartment
    • Money & Debt
    • Business & Work
    • School & Education
    • Health & Benefits
    • Immigrants & Immigration
    • Voting & Civil Rights
    • Crime & Traffic
    • Courts & Hearings
    • Form Library
    • Glossary
  • For Legal Professionals
    • Practice Resources
    • Lawyer Manuals
    • IICLE Library
    • LTF Initiatives
    • Calendar
    • Job Postings
    • Discussion Groups
    • Volunteer with Us
  • Mobile Login Menu

    User account menu

    User account menu

    • Contact
    • Log in
    • Sign up
  • Language switcher block

    Language switcher

    • English
    • Español

We open opportunities for justice.

How can we help you?

Search Icon
Get Legal Help

English ▼

English
Español

Breadcrumb

  1. Home
  2. Money & Debt
  3. Bankruptcy

AddToAny buttons

PRINT
Print this to take with you
SHARE
Share this page to social media channels
QUICK EXIT
Internet usage can be tracked. Use this to leave this site immediately. Remember to clear your browser history to hide activity.
DONATE
Help ILAO open opportunities for justice
Two dollar bills and three coins

Money & Debt

banks_outside_sign.jpg
Bankruptcy

Bankruptcy can help you get back on your feet if you have a lot of debt. But it's not for everyone. Learn more with these resources.

Bankruptcy basics
Understand the basics of bankruptcy, including how it works and what it can do for you.
Guide
Qualifying for bankruptcy
Understand if you qualify for Chapter 7 or Chapter 13 bankruptcy.
Text article
Starting a Chapter 7 bankruptcy
Steps to file for Chapter 7 bankruptcy from taking a credit counseling course to filling out the forms you need.
How-To
Chapter 13 bankruptcy basics
Explains Chapter 13 bankruptcy as an option of paying your debts instead of wiping them clean.
Guide
Bankruptcy timeline
A breakdown of each step of the bankruptcy process, with an explanation of what happens along the way.
Text article
Is bankruptcy right for me?
A program to help you find out if bankruptcy can help with specific problems.
Link
Bankruptcy forms
Use these forms to file for bankruptcy, including Chapter 7 and Chapter 13 bankruptcy.
Form link
Filing an emergency bankruptcy
Steps to file for emergency bankruptcy from the forms you need to how much the process costs.
How-To
Emergency filing for bankruptcy
Explains why you might want to file for an emergency bankruptcy.
Text article
Getting rid of City of Chicago parking tickets in bankruptcy
Understand the “Fresh Start” Chicago ticket program and how to use bankruptcy to get rid of tickets.
Text article
Chapter 13 versus Chapter 7 bankruptcy
Explains the difference between Chapter 13 and Chapter 7 bankruptcy.
Text article
How property is given away in bankruptcy
Explains the different types of creditors in a bankruptcy and how property is given to creditors in Chapter 7 and Chapter 13 bankruptcy.
Text article
How filing for bankruptcy impacts your job
Describes how bankruptcy can and cannot affect your job.
Text article
Starting a chapter 13 bankruptcy
Steps to file for Chapter 13 bankruptcy from taking a credit counseling course to filling out Form 113 and other forms you need.
How-To
I didn't make payments under a Chapter 13 repayment plan
In order for Chapter 13 to be a success, you must have more income than when you fell into debt.
Text article
Will I lose my benefits if I file for bankruptcy?
Understand which government benefits are protected when you file for bankruptcy. Includes the general rule and the exceptions to the rule.
Text article
I want a PACER account for my bankruptcy case
Explains how to make a PACER account online and a list of information you can access from it.
Text article
Bankruptcy waiting periods
Explains the waiting period between filing for Chapter 7 and Chapter 13 bankruptcy.
Text article
Chapter 13 bankruptcy protection
Explains automatic stay, utility service and eviction under Chapter 13
Text article
Business bankruptcy practice
Attorney resource for business bankruptcy including rules, alternatives, and representing secured and unsecured creditors. 2022 edition.
IICLE
Asset protection planning
This lawyer manual discusses protecting assets from potential creditors including fraudulent transfers, onshore and offshore trusts, etc. 2022 edition.
IICLE
Consumer bankruptcy practice
Attorney manual on filing consumer bankruptcy including bankruptcy code 707, redemption, reaffirmation, abandonment, and Chapter 7. 2022 edition.
IICLE
Elements of Illinois Law: Bankruptcy and Collections
Manual on bankruptcy and collections law in Illinois. 2023 edition
IICLE
Causes of action: Consumer actions
Defines consumer action and discusses relevant statutes in Illinois governing consumer actions. 2024 edition.
IICLE
Mechanics Liens
Manual on mechanics liens including purpose, nature, origin, defenses against contractor's and subcontractor's, and more. 2023 edition
IICLE

© 2025 Illinois Legal Aid Online. 
All rights reserved.
 
ILAO is a registered 501(c)(3) nonprofit organization. ILAO's tax identification number is 20-2917133.

  • English
  • Español

Company

  • About
  • Team
  • Impact
  • Plans and Vision
  • Story
  • Events
  • Annual report
  • ILAO in the news
  • Why Donate?
  • Work with us

Resources

  • Family & Safety
  • House & Apartment
  • Money & Debt
  • Health & Benefits
  • Business & Work
  • School & Education
  • Immigrants & Immigration
  • Voting & Civil Rights
  • Crime & Traffic
  • Court & Hearings

Quick Links

  • Form Library
  • Ready to Work Portal
  • Victims of Crime Portal
  • New Leaf Portal
  • Legal Self-Help Centers

 

Terms and policies

  • Privacy Policy
  • Terms of Use
  • Site FAQs

© 2025 Illinois Legal Aid Online. 
All rights reserved.
 
ILAO is a registered 501(c)(3) nonprofit organization. ILAO's tax identification number is 20-2917133.