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Money & Debt

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Credit reports and background checks

Credit reports and background checks show a snapshot of your personal history. Learn how to build and repair your credit to get to where you want to be, and how to dispute errors in your file.

Understanding credit reports and scores
Explains what credit reports contain, how credit scores are calculated, and how to correct and improve them.
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Can they check my credit report when I apply for a job?
Covers federal and Illinois law about what employers can and cannot do when you apply for a job.
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Disputing inaccurate information on your credit report or background check
Learn how to dispute inaccurate information on your credit report or background check with the credit bureaus and what your rights are.
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