During a collection case

Two dollar bills and three coins

Money & Debt

Woman in hijab typing on laptop looking serious
During a collection case

A collection case is a lawsuit about whether a debt is owed and, if so, how much. Debt collection cases begin when a creditor files a complaint stating their claims.

During the case, the creditor presents claims and evidence. The debtor may respond and present information about whether the debt is owed or whether the amount is correct. If the debtor does not participate, the judge may enter a money judgment without hearing the debtor’s side.

Possible outcomes of a collection case include dismissal, settlement, or a money judgment.

Responding to a debt collection lawsuit basics
Learn about responding to a debt collection lawsuit.
Text article
Can a debt collector sue you?
Debt collectors must follow certain rules when they contact you. Learn what they can and cannot do.
Text article
Receiving a debt collection lawsuit basics
Understand your choices after being sued for debt.
Text article
Negotiating with a debt collector or debt buyer
Important information about your options when negotiating a consumer debt, both before and after a lawsuit has been filed against you.
Text article
Responding to a lawsuit a creditor filed against you
Steps on how to respond if you received a complaint and summons from someone you owe money to.
How-To
Discovery and motions in consumer debt cases basics
Gather evidence and prepare for trial in a debt collection lawsuit.
Text article
I’m being sued for debt by a company I’ve never heard of. What now?
Explains debt buyers and your options if you are sued by a debt collector you are not familiar with.
Text article
Respond to court papers about debt that is not yours
Learn how to respond to lawsuits that try to collect debt from identity theft and name the wrong person as the defendant, or are not collection cases.
How-To