Crime & Traffic
Local, state, and federal laws for car reposession Lawyer Manual

Local, state, and federal laws

  • Uniform Commercial Code (UCC), Article 9:  810 ILCS 5/9-501 et. seq.
  • Illinois Vehicle Code, Article II 625 ILCS 5/3
  • Motor Vehicle Retail Installment Sales Act (MVRISA):  815 ILCS 375/20
  • Rules of Secretary of State governing repossession titles and procedures: 92 Ill.Admin.Code §1010.160
Last reviewed
June 08, 2018

Car repossession manual

For repossession to occur, the lien holder must have a valid security interest and for vehicles a clear title.
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