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Date: 09/14/2026

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Understand the purpose of security deposits.
More on Security deposits
Using a security deposit FAQ

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How long after a tenant moves out does a landlord have to return the deposit? Copy link to this question The link has been copied. ×

Generally, Illinois landlords have 30 days after a tenant moves out to determine what damages need to be repaired and 45 days to return the deposit. The exceptions are:

  • Evanston, where landlords have 21 days to return the deposit and an itemized statement of any deductions,
  • Oak Park, where landlords have 30 days to return the deposit and an itemized statement of any deductions unless the rental is excluded from the ordinance (which the owner must have made clear in marketing and application materials), and
  • Suburban Cook County, where landlords have 30 days to return the deposit and an itemized statement of any deductions unless the rental is excluded from the ordinance (which the owner must have made clear in marketing and application materials).

How much of the security deposit has to be returned? Copy link to this question The link has been copied. ×

The landlord must return the amount of the security deposit that was not used to cover:

  • Unpaid rent, and
  • Restoring the unit to its original condition.

The landlord must provide an itemized statement if the entire deposit is not returned.

If the repair costs exceed the security deposit, the landlord may continue making repairs and sue the tenant for the additional property damage. Lawsuits for up to $10,000 in property damage can be handled in small claims court.

When can a landlord withhold money from a security deposit for repairs? Copy link to this question The link has been copied. ×

Repair deductions from a security deposit must be for:

  • Damage beyond normal wear and tear, and
  • Costs that are reasonable to restore the unit to the same condition as at the start of the lease.

The landlord cannot use the security deposit to remodel or upgrade the unit.

What is included in wear and tear? Copy link to this question The link has been copied. ×

Ordinary or normal wear and tear means damage from reasonable use of the property over time. These changes would happen no matter who was living there.

For example, wear and tear might include:

  • Small nail holes from hanging pictures,
  • Visibly aging wall paint,
  • Linoleum cracking,
  • Squeaky floorboards,
  • Carpet getting compacted or frayed from regular use, and
  • Appliances wearing out over time.

When is property damage not wear and tear? Copy link to this question The link has been copied. ×

Property damage due to a renter’s unusual conduct or abusive behavior is not wear and tear. Some examples include:

  • Significant dents or structural wall damage,
  • Ripped drywall or large holes in plaster,
  • Damaged door frames and trim,
  • Broken doors or missing hinges,
  • Shattered, cracked, or punctured windows,
  • Flooring or floor coverings that need replacement for safe use,
  • Extensive damage from pet waste, and
  • Removed fixtures or other substantial alterations.

Does a landlord who uses the security deposit to pay for repairs need to give the tenant proof? Copy link to this question The link has been copied. ×

Yes, the landlord must support the reasons for not returning the full deposit by the deadline.

To use a security deposit to cover damages to the property, a landlord must:

  • Provide the tenant with an itemized list of damages to the property,
  • Include the estimated or actual cost for repairs or replacements, and
  • Attach receipts for the damages.

If cleaning, repair, replacement, or other damage costs were specified in the lease, the itemized list must:

  • Include the costs specified in the lease for the relevant cleaning, repairs, replacements, or damages, and
  • Include a copy of the portion of the lease where the costs were listed.

Can a landlord specify repair costs in a written lease? Copy link to this question The link has been copied. ×

Yes, a landlord can include repair costs in a written lease for:

  • Cleaning,
  • Repair,
  • Replacement, and
  • Other damages to the property.

The landlord must include the exact amount of any potential charge. The costs specified in the lease must be a reasonable amount to restore the property to its condition before the tenant’s lease began. 

Does landlord insurance usually cover wear and tear? Copy link to this question The link has been copied. ×

No, landlord insurance policies typically do not cover normal or ordinary wear and tear. The landlord is responsible for wear and tear as part of property upkeep.

Can a landlord use a tenant’s security deposit because the landlord’s insurance company finds damages are outside of normal wear and tear? Copy link to this question The link has been copied. ×

No, the law about returning security deposits is separate from whether an insurance company agrees to cover costs. Insurance is a contract between the purchaser and the insurance company. Each insurance company can decide what it is willing to pay for.

How does a landlord need to send the list of damages to a tenant? Copy link to this question The link has been copied. ×

The landlord can provide the tenant with the itemized list of damages that will be deducted from the security deposit by:

  • Delivering it to the tenant in person,
  • Sending it by postmarked mail to the tenant’s last known address, or
  • Email to the address provided by the tenant.

The landlord must include all:

  • Estimated or actual costs for repairs or replacements, and
  • Receipts for work that has been completed.

What if the landlord cannot provide receipts? Copy link to this question The link has been copied. ×

If the landlord cannot provide receipts through no fault of their own, they must provide:

  • An itemized list of repair or replacement costs,
  • Any other available evidence of those costs, and
  • A verified statement explaining:
    • Why receipts are unavailable, and
    • That all available evidence has been provided.

What if the tenant does not provide a forwarding address or email? Copy link to this question The link has been copied. ×

The tenant must provide a current mailing address or email address so the landlord can send:

  • The written statement, and
  • The returned security deposit.

If the tenant fails to provide an email or postal address, the landlord is not liable for damages or penalties resulting from failure to send the statement or deposit.

When can a tenant sue a landlord for failing to return a security deposit? Copy link to this question The link has been copied. ×

Once the deadline to provide information and return the deposit has passed, the tenant can sue the landlord if they believe the landlord did something wrong. If the tenant can prove that the landlord did not provide the required itemized statement, gave it in bad faith, or failed to return the deposit within the time limit, they can be awarded:

  • Twice the amount of the security deposit owed, and
  • Court costs and reasonable attorney’s fees.

Who can help me with questions about security deposits? Copy link to this question The link has been copied. ×

Use Get Legal Help to find free and low-cost legal resources.

When safety is a concern in shared living situations, including roommates, romantic partners, and adult family members who are part of the same household, contact:

  • The Illinois Domestic Violence Hotline at (877) 863-6338, or
  • The National Domestic Violence Hotline at (800) 799-7233.
Last full review by a subject matter expert
September 14, 2026
Last revised by staff
September 14, 2026

About our legal information

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Take action

Follow step-by-step instructions for handling your legal issue.

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Getting back a security depositHow-To
Explains steps to get your security deposit back, including writing a demand letter.
Starting a case to get a security deposit backHow-To
Steps to get a security deposit back by going to court from the forms you need to how the court hearing works.
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Forms

Create forms to help resolve your legal issue.

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Security deposit demand letter Easy Form
This Easy Form helps you make a letter asking your landlord to return your security deposit.
Security deposit complaint Easy Form
This Easy Form makes a Small Claims Complaint you can use to sue a former landlord to return your security deposit.

Worried about doing this on your own?  You may be able to get free legal help.

Apply Online

The Big Picture

Understand the purpose of security deposits.
More on Security deposits

What’s next?

You have learned the basics. Choose what you would like to do next.

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Take action

Follow step-by-step instructions for handling your legal issue.

arrow
Getting back a security depositHow-To
Explains steps to get your security deposit back, including writing a demand letter.
Starting a case to get a security deposit backHow-To
Steps to get a security deposit back by going to court from the forms you need to how the court hearing works.
icon

Forms

Create forms to help resolve your legal issue.

arrow
Security deposit demand letter Easy Form
This Easy Form helps you make a letter asking your landlord to return your security deposit.
Security deposit complaint Easy Form
This Easy Form makes a Small Claims Complaint you can use to sue a former landlord to return your security deposit.
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Learn more

Find detailed explanations, frequently asked questions, videos, and related topics.

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Using a security deposit FAQ
Find out the rules landlords must follow when using a security deposit to make repairs.

Supporting law

If you want to learn more, you can use these resources as a starting point or learn more about doing your own legal research.
Evanston Residential Landlord and Tenant Ordinance (ERLTO), Evanston Code of Ordinances, Chapter 3, sections 5-3-1 to 5-3-12 This will take you to another website.
Oak Park Residential Tenant and Landlord Ordinance (Oak Park RLTO), Oak Park Code, Article 6, sections 12-6-1 to 12-6-16 This will take you to another website.
Security Deposit Return Act, 765 ILCS 710, sections 0.01 to 2 This will take you to another website.
Suburban Cook County Residential Tenant and Landlord Ordinance (CCRTLO), Cook County Code, Article IV, Chapter 42, sections 42-101 to 42-119 This will take you to another website.
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