When you choose to work after you retire, your earnings up to a certain level will have no effect on your Social Security retirement benefits. However, earnings the exceed the limit will reduce your benefit amount, as shown in this table.
Earning Limit (Does Not Affect Benefits)
After Limit is Reached
Under full retirement age
Up to $16,920*
For every $2.00 over the limit, $1.00 is withheld from benefits.
Year you reach full retirement age
Up to $44,880* in the months before you reach full retirement age
|For every $3.00 over the limit, $1.00 is withheld from benefits in the months before you reach full retirement age.|
At or above full retirement age
No limit on earnings
Updated: December 2016