The information in this article is for state court judgments only, not for federal court judgments. Also, the rules for collecting child support are slightly different.
A judgment is a court decision that someone owes money to someone else. Other types of court decisions may also be called judgments.
When someone owes money to someone else or to a business, and the person who owes the money will not pay, the person who is owed the money can file a lawsuit in court asking for it back.
The person or business which files the lawsuit is called the plaintiff and the person or business which owes the money is called the defendant. If the judge agrees that the defendant owes the plaintiff money, then the judge will sign an order that says how much the defendant owes. This decision is called a judgment. After the judgment, the plaintiff is called the creditor, and the defendant is called the debtor.
If the debtor doesn't pay the judgment, then the creditor can go back to court and use the court process to collect the money. There are several ways for the creditor to collect the money from the debtor. Some of the ways include taking money from the debtor's bank account or garnishing the debtor's wages.
If the creditor doesn't know where the debtor has a bank account, or where the debtor work, the creditor can use a Citation to Discover Assets to find this information out.
Updated: January 2017