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https://www.illinoislegalaid.org/legal-information/how-property-buyers-can-protect-against-fraud
Date: 09/22/2025

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  4. How property buyers can protect against fraud

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House & Apartment

Worried about doing this on your own?  You may be able to get free legal help.

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The Big Picture

Real estate fraud happens when someone lies or uses false documents in a property deal. Fraudsters may take money or property. Buyers, sellers, or property owners may lose money or end…

More on Real estate fraud basics
How property buyers can protect against fraud How-To
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Work with licensed professionals

Hire an Illinois-licensed real estate Property consisting of land or buildings like a house or an apartment agent or lawyer Someone who represents clients in courts or who gives legal advice with recent local property deal experience. Ask them to review the property’s history and the seller’s identity.

Working with a real estate agent or lawyer is not required. However, licensed professionals can often spot potential problems from experience and training.

Verify communications

Ask questions about the property that only the owner would know. Scammers may impersonate people or redirect communications to fake numbers or email addresses.

  • Face-to-face: If a seller is not using a licensed professional, ask why. Always verify IDs before funds are transferred.
  • Emails: Type addresses yourself. Do not click on links or attachments. Ask for a video call if communication is only by email or text.
  • Phone or text: Use publicly listed numbers. Do not trust numbers given by someone else. 
Confirm the title

Before purchasing, pay for a title search and buy title insurance.

If the title search reveals questions about who owns the property, possibly fraudulent documents, or other clouds on title, pause. Scammers may push for a fast sale even after problems are found. Find out what it costs to solve the issues, and do not transfer funds to finish the purchase until the title is clear. 

Slow down before wiring money

Fake sellers often push for fast closings. Always confirm wiring instructions in person or by calling a publicly listed number. At closing, make sure everyone shows government IDs.

When warning signs suggest deed fraud, do not confront the suspect. Learn about Dealing with real estate fraud.

Last full review by a subject matter expert
September 17, 2025
Last revised by staff
September 17, 2025

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Real estate fraud common questions

Worried about doing this on your own?  You may be able to get free legal help.

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The Big Picture

Real estate fraud happens when someone lies or uses false documents in a property deal. Fraudsters may take money or property. Buyers, sellers, or property owners may lose money or end…

More on Real estate fraud basics

Learn more

Real estate fraud common questions
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© 2025 Illinois Legal Aid Online. 
All rights reserved.
 
ILAO is a registered 501(c)(3) nonprofit organization. ILAO's tax identification number is 20-2917133.