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https://www.illinoislegalaid.org/legal-information/identity-theft-and-coerced-debt-0
Date: 01/27/2026

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Money & Debt

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Identity theft and coerced debt

Resources for recognizing and reporting identity theft and coerced debt.

Identity theft and coerced debt
Learn about identity theft and coerced debt, including common types of identity theft, spotting problems, and consumer protections.
FAQ
Respond to court papers about collecting debt from identity theft
How to respond to being sued for debt caused by identity theft, including affidavits and court papers.
How-To
Respond to court papers about debt that is not yours
Learn how to respond to lawsuits that try to collect debt from identity theft and name the wrong person as the defendant, or are not collection cases.
How-To
Identity theft affidavit
Fill out the Illinois Attorney General Identity Theft Affidavit to send to creditors, banks, or companies that provided an identity thief with unauthorized credit, goods, or services.
Form link
Identity theft affidavit - Credit card and debt buyer cases
File the Illinois Supreme Court Identity Theft Affidavit form in a collection lawsuit to explain to the judge that debt was caused by identity theft.
Form link

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ILAO is a registered 501(c)(3) nonprofit organization. ILAO's tax identification number is 20-2917133.

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© 2026 Illinois Legal Aid Online. 
All rights reserved.
 
ILAO is a registered 501(c)(3) nonprofit organization. ILAO's tax identification number is 20-2917133.